Consolidating federal student loans sallie mae

Additionally, Sallie Mae used to offer private loan consolidation but does not offer this option anymore.

There is no cap on the interest rate of a Direct Consolidation Loan.Federal Direct Consolidation Loans are available to all students holding Subsidized and/or Unsubsidized Stafford Loans, Direct PLUS Loans, Federal Supplemental Loans for students, Federal Perkins Loans, Federal Health Education Assistance Loans and Federal Nursing Loans.If you have already consolidated your federal loans in the past, you may also be able to re-consolidate and add other outstanding federal student loans using a Federal Direct Consolidation Loan.Sallie Mae loans can be consolidated with other federal loans, but not with private loans.For federal loan consolidation, the government allows multiple federal student loans to be combined into a single loan, lowering monthly payments.

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If this is the case, the consolidated loan and resulting repayment plan are managed by that private institution.

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