What does post dating a check mean dave annable dating lauren conrad

What does post dating a check mean

I wrote a check for car insurance, which is due on the 7th. For some reason, the funds were taken out of my account on the 2nd, and because tomorrow is payday (and I budget everything in such a way that I don't keep much extra in checking), it overdrew my account.

The bank says they don't release the funds til the date on the check, but they're considered "unavailable" for me to use, which is why they were taken out of my account. It's usually the responsibility of the payee to hold the check until the date on the check. I work in a company that receives MANY renewal payments daily, and it's not possible to catch every post-dated check that comes in.

These checks are frequently used by customers who take out payday loans.

The amount of the check will not be drawn from the account until the date written on the check.

For example, a check written on the 14th of the month but dated for the 28th will not be cashed for another two weeks.

Therefore, the practice of issuing or accepting a post-dated cheque is not encouraged.

This is to avoid any incidence of returned cheque due to insufficient funds and the resulting penalty charges.

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We believe that everyone should be able to tackle financial decisions with confidence. But, the results of our tools (like our credit card comparison tool) and editorial reviews are based on quantitative and qualitative assessments of product features — nothing else.

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